Medicaid Is Healthcare Not Medical Insurance

Posted by & filed under Employee Benefits Specialists, Individual & Family Health Insurance, Individual & Family Insurance, Obamacare.

Medicaid is the state healthcare program for residents that cannot afford to purchase health insurance. Medicare is a federally run program healthcare program that workers pay into for sometimes over 50 years. Medical (Health) insurance is a privately purchased program that funds healthcare and is very expensive. Medicare is not an entitlement program but Medicaid is…. Read more »

Huge Piece Missing On Healthcare

Posted by & filed under Continue reading, Employee Benefits Specialists, Individual & Family Health Insurance, Individual & Family Insurance.

I just find it incredible that over the last 6 years of looking to replace the Affordable Care Act there is no mention of the public health system. Los Angeles County New York and Cook County (Chicago) collectively cover over 4 million people and have done so for decades. The public health system is funded… Read more »

Marijuana Smokers Are Being Approved for Life Insurance

Posted by & filed under Accidental death and dismemberment, Life insurance, life insurance for marijuana smokers.

I had written an article a while back about Marijuana smokers life insurance and the issue is becoming more and more popular. Several years ago pot smokers couldn’t secure life insurance because they were considered a major risk. It use to be that  insurance companies were  conservative, today however more and more life insurance companies… Read more »

Medicare, Medicaid and the Public Health Care System

Posted by & filed under Uncategorized.

As the battle-lines are now being draw,  Democrats VS Republicans the political posturing is unbelievable. Depending on what report you believe there are 20 million or 8 million people benefiting from the Obamacare. Reports claim that 12 million are getting health insurance from Medicaid expansion. Is Medicaid really an insurance program though?  Unlike Medicare, Medicaid… Read more »

Obamacare What needs to change Step 2

Posted by & filed under Individual & Family Health Insurance, Individual & Family Insurance, Obamacare, Uncategorized.

The next thing that needs to change is very simple, expand the public health care system in the major metropolitan areas. All major cities/counties in the US have public healthcare system. Public Healthcare systems are required by federal law for disease control. If you live in Chicago, New York or Los Angeles of other populate… Read more »

Whats Needs to be Changed with Obama Care: Step 1

Posted by & filed under Uncategorized.

So much talk about repealing President Obama’s signature domestic policy but has anyone really proposed valid solutions?  Let’s start by looking what is wrong with the current system, besides the out of control rising costs. First of all the Affordable Care Care (ACA) has buried in it coverage that most Americans don’t need or simply… Read more »