It really doesn’t matter who the next President is. The fact is that the Affordable Care Act will have to go under some major overhaul. The costs are skyrocketing more then they have in the past. Patients access to medical providers have been restricted. Insurance companies have responded to Obamacare by either pulling out of… Read more »
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Future of Obamacare
Still seven years later, people are confused by the Affordable Care Act (ACA) a.k.a Obamacare. I have to check and see if Websters has adopted that term yet. The famous debate between Mitt Romney and President Obama gave birth to acceptability of the word “Obamacare. The vast majority of the public believe that Obamacare is… Read more »
Is Individual & Family Health Insurance Right for You?
More and more Americans are opting for individual & family health insurance plans these days, but it isn’t always easy knowing which plan fits your situation the best. There are a myriad of other insurance options such as HSAs and high deductible insurance that can make the process seem challenging. If you feel that… Read more »
Understanding the Affordable Care Act
As every tax-paying American knows, the healthcare industry was turned upside down when Obama implemented a completely new system. Though many people like to refer to the change as Obama-care, its true name is the Patient Protection and Affordable Care Act (PPACA) that was signed by President Obama in March of 2010. And it completely… Read more »
The Most Common Questions about HSA’s
Health Savings Accounts (HSA’s) are a fantastic financial tool that can be used to protect you from surprising health problems. After an individual has suffered an injury or develops a disease, the last thing they want to worry about is how they’re going to pay for treatment. But far too many people don’t take… Read more »
Individual & Family Insurance Benefits vs Employers’ Plans
Because the United States is ranked low on the list of healthcare systems around the world, it makes a lot of sense to invest in individual & family insurance. No one can accurately predict when they will need healthcare, life insurance, or other types of protection for unforeseeable life surprises. Though you may think… Read more »
The Top 5 Causes of Accidental Death
Accidental death and dismemberment is no laughing matter, and it happens all too often in the United States. Sadly enough, many of these accidents, deaths, and injuries could not have been predicted. While some deaths in the US can be attributed to hazardous environmental conditions, there are many others that don’t provide something to… Read more »
Why You Need to Invest in an HSA
As every American knows, healthcare in the United States isn’t as perfect as we would like it to be. Though many Americans sleep well every night because they think their futures are secured, they are often shocked when they discover that they need to pay money out of their own pockets when they suffer… Read more »
Why Your Company Desperately Needs an Employee Benefits Specialist
Employee benefits specialists are becoming increasingly crucial for modern businesses. Essentially, it is their job to find the absolute best benefits for employees that simultaneously meet the budget of the organization. This doesn’t mean they simply look for the cheapest or most expensive employee benefits; rather, it is their job to find the package… Read more »
The Truth about Retirement and Health Savings Accounts
Every American would like to think that after a long career of working for a company or years and years of hard work that they can become financially free. After all, they don’t call them your golden years for nothing. However, health savings accounts aren’t only for retirees, and if you think that you should… Read more »