Insurance Blog - Tim Elenz - President Benefits Age

Health Care VS Medical Insurance

Tim Elenz — Fri, 30 Mar 2012 19:03:12 +0000

Is it possible to provide health care for everyone and let people who want to purchase medical insurance?

We need change

Tim Elenz — Fri, 30 Mar 2012 19:00:33 +0000

My home State was just listed as one of the most corrupt in the country and it makes me sad to think that we rank as we do. Our State government gives us the same of the same each session. Nothing changes we keep electing the same people to office that make the same promises and nothing gets done. Having participating in the process recently, I have a better understanding why it is as it is. Someone very close to me said “People like to complain but when it comes time to do something they don’t” I hope and pray that the change we need comes in November

Political system

Tim Elenz — Sat, 15 Oct 2011 02:14:04 +0000

The political system in this State sure makes it hard to get in. I have to say like starting a business everything works against you. The process, raising money etc I am very lucky to have friends, neighbors and volunteers that are there for support. We need change huge change in our community and I

Continue reading Political system

Why Not?

Tim Elenz — Sun, 18 Sep 2011 01:16:51 +0000

It is amazing how things are perceived in the media. The media throws something out there and some of the public believe it. I still like to hear it from the horse’s mouth. We rely too much on the media to give us their slant.

I don’t believe anything until I hear it directly from the source.

I will say one thing everything I hear about Mayor Emmanuel has been fantastic! I think he is off to a great start! Keep going Mayor things don’t fixed over night, but you are on the right path!

I watched the Chairman of the Illinois Republican Party with Dane Placko and Mike Flannery a couple of weeks ago and he paid a huge compliment to President Cullerton and Speaker Madigan. I was impressed at his bi partisan compliments.

I am glad to see Speaker Madigan and Speaker Boehner talking. Thank you Speaker Madigan for reaching our across the isle. We need to restore communication for the good of the people.

We need new ideas and change and to stop blaming others. Let’s spend time in the solution not the problem!

Sit Down with Sears

Tim Elenz — Wed, 31 Aug 2011 13:01:12 +0000

Thank you President Cullerton for meeting with Sears in Hoffman Estates yesterday. With the exception of Rep. Crespo I have not heard of any of out state elected officials looking for a solution. Sears leaving the area would have a devastating effect on our community.

Win/Win programs

Tim Elenz — Thu, 18 Aug 2011 12:24:09 +0000

I am too young to remember the Win program from President Ford, but it seems to me that President Obama should read up on a Republican’s plan.

Part of the Win program gave businesses a huge tax break if they created revenue. In other words JOBS! Corporate tax rates were cut if a corporation grew their employee base and created jobs. So as an example if a company has 100 employees and the target is 20% they create 20 new positions their tax rate is kept low.

Another idea would be a tax credit for employee medical insurance underwritten by an employer. The new law which is creeping up on us makes employers strongly consider dropping coverage and joining state run pools.

Give firms a reason to expand. Current atmosphere in this country is …..Who knows? Congress the White House have not given business any indication on which way to go.

Simply raising taxes so those in power can expand their political bases with entitlements, earmarks and completely useless programs is absolutely senseless .

Health Care Reform Can you tell me what it means?

Tim Elenz — Fri, 12 Aug 2011 01:10:03 +0000

I went to a four hour continuing education class today. Great speakers! The gentleman who is a MD. MBA and medical director at an insurance company, had a great point. He said insurance brokers/consultants have an important role to play the next couple of years. They need to help their clients navigate through the new health care plan the government is implementing. Actually I think brokers/consultants need to help government officials understand how the system they passed can never work.

Unfortunately no one including the people that passed the bill have any answers on how to implement and fund this program.

First time I can remember telling my clients for the first time in my life I don’t know more than I do know when they ask about the new law.

Health care reform

Tim Elenz — Thu, 07 Apr 2011 22:59:14 +0000

Funny when you think about it. Health care was suppose to make medical insurance more affordable for everyone. Yet we are in the worst recession of all time and the cap on medical insurance renewals does not kick in until 2014. In the meantime employers are experiencing double digit renewals at a time when most companies are trying to hang on to their businesses y the skin of their teeth. Perhaps we should have put renewal increases in first?

Health Care Ruling- Let’s get to the Supreme Court

Tim Elenz — Wed, 02 Feb 2011 00:12:19 +0000

I am glad that our President is a Professor of Law. Really I am. He seems to feel that the Health Care law will stand a court challenge and I guess it has in certain federal courts and other jurisdictions have ruled against it. What seems odd to me is that 28 states have files objections to the new law. They are fighting it as they believe that it will be bad for their citizens. Right or Wrong 28 out of 50 have gone through the process and are fighting with the federal government on the legality. Apparently there is a disagreement . Well everyone agrees that the US Supreme Court will make the final decision. Right? So why don’t we bypass all the craziness of going through the appellate system and both side agree to waive all the non sense and move right to the highest court in the land? Save the tax payers a lot of time money and resources that can be used to help people. If this law is wrong unraveling it already is going to be a mess. Let’s drop all legal maneuvering right now and ask the High Court to make a ruling. Both sided have good arguments. Let’s drop the EGO’s for once and do the right thing for the taxpayers!

Rahm Emanuel for Mayor

Tim Elenz — Tue, 25 Jan 2011 17:31:01 +0000

I had the pleasure of meeting Congressman Rahm Emanuel last Thursday at an office meeting downtown. I have to say I was very impressed. Actually the more I read about him after he left the White House, the more I like him. I have no doubt that he would be a fantastic Mayor. The people of Chicago would be very lucky to have him as I honestly believe he would turn things around. I found Mr. Emanuel extremely charismatic, confident, open minded but most important he had a plan. He laid out several ideas to this small group of business people. He was direct, honest and I have to say he may be the best hope for Chicago. The one thing he touched on that impressed he was his plan for revamping the current medical plan that Chicago’s work force currently have. He spoke on health risk management programs that make sense. He talked about making patients accountable for their own health. Educating employees how to better take acre of themselves and how to use a system that could be described confusing at best! I could not agree more that this approach will save the city millions of dollars and make the the city better!