The understanding of the difference between term and permanent life insurance can set you in place to know your financial goals and needs before making any choice. Both are reviewed below. Term Life Insurance – Definition: Term life insurance pays a death benefit only if you die during the time, or term, of the policy,… Read more »
Posts Categorized: Individual & Family Insurance
Travel insurance Pro’s and Con’s
Travel insurance becomes part of the trip’s preparation, bringing calmness and financial security in unforeseen cases. Below, there is a list of the main advantages and disadvantages to buy travel insurance: Pros 1. Medical Coverage: This provides for the medical costs that will be incurred abroad, which is very essential since most of the insurance… Read more »
Understanding the Difference: Medicare Supplement vs. Medicare Advantage
As Medicare recipients, we spend most of our time feeling confused. Confused while on the phone with Medicare, confused when submitted claims take forever to process, and confused when the whole system seems to have racked up a hefty chunk of change on your behalf. For all these reasons and more, sorting through your coverage… Read more »
Drug reform on the way
Whether you like President Trump or not, you have to give him credit for moving things forward. The man does have guts and does not bow down to political pressure from corporate lobbyists and other special interest groups. Unbelievable the pace of the current Administration getting things done. One thing about electing a business person… Read more »
Medical Insurance Today
I have been in the group medical insurance business for over 25 years. I have seen dozens of companies come and go throughout my career. I have seen rates go up and have seen rates go down, plans change and employer groups move to different insurance companies sometimes every year. Employers buying insurance like consumers… Read more »
Medical Insurance Bites The Dust
As the old story goes “as Rome burned Negro fiddled” so what has been done to fix the Affordable Care Act (ACA) aka Obamacare. Nothing. Well President Trump ended a long and costly court battle that the Obama administration started by subsidizing insurance programs through executive order. Federal courts had already ruled that the order… Read more »
President Trump’ Executive Orders On Health Care
President Trump’ Executive Orders On Health Care is very interesting as it seems to be more strategic than anything else. He brought to Congress ideas on how to fix the Affordable Care Act (ACA) and the Democrats stood united as a “NO”. On the other side of the aisle the Republicans look like clowns getting… Read more »
Pre-existing condition myth
Sometimes watching the media and the social media is like the reruns of Monty Python’s Flying circus. The elected officials on both local and national levels have no clue on what they are talking about, especially in regards to the American health care system. So I finally saw an interview of someone who understands the… Read more »
Affordable Care Act Healthcare System
First of all I have to say that this Blog was inspired by Brigid Sweeney from Crain’s Chicago entitled ” More Hospitals are getting stiffed on patients bills” I have to admit the headline grabbed me immediately. So the Affordable Care Act (ACA) that many thought was affordable, has a new twist to it. Not… Read more »
American Health Care Act AHCA
It is kind of getting funny isn’t it? ACA now AHCA Obamacare vs Trump-care. You have to watch all the news stations a couple times a day to see what is going on. Reports are that the President told Republican lawmakers that they may not be re elected if they don’t vote for the repeal… Read more »