With the legalization and decriminalization of marijuana over the years, a huge societal attitude and those within the insurance industry have indeed changed. One of the key differences, however, is how life insurance companies view marijuana users compared to non-users. These, therefore, are important differences for actual and prospective policyholders who are currently engaging in… Read more »
Posts Categorized: Uncategorized
Medical Insurance Today
I have been in the group medical insurance business for over 25 years. I have seen dozens of companies come and go throughout my career. I have seen rates go up and have seen rates go down, plans change and employer groups move to different insurance companies sometimes every year. Employers buying insurance like consumers… Read more »
Pre-existing condition myth
Sometimes watching the media and the social media is like the reruns of Monty Python’s Flying circus. The elected officials on both local and national levels have no clue on what they are talking about, especially in regards to the American health care system. So I finally saw an interview of someone who understands the… Read more »
Healthcare Reform: Why is it where it is
So the Republicans have proposed a new bill that is going to start to repeal and replace the Affordable Care Act (ACA) a.k.a. Obama Care. Obamacare made sweeping changes to the healthcare and medical insurance business in this country. Voted along party lines with little or no chance of ever working. Obamacare took healthcare from a… Read more »
Healthcare Reform We Are Getting There
Well we are down to one hundred and thirty pages we are told. A lot of simplification of the nine hundred or twenty seven hundred pages and the thirty thousand pages of regulatory aftermath. I think what a lot of folks don’t understand is that there are only certain things that can be changed without… Read more »
Medicare, Medicaid and the Public Health Care System
As the battle-lines are now being draw, Democrats VS Republicans the political posturing is unbelievable. Depending on what report you believe there are 20 million or 8 million people benefiting from the Obamacare. Reports claim that 12 million are getting health insurance from Medicaid expansion. Is Medicaid really an insurance program though? Unlike Medicare, Medicaid… Read more »
Obamacare What needs to change Step 2
The next thing that needs to change is very simple, expand the public health care system in the major metropolitan areas. All major cities/counties in the US have public healthcare system. Public Healthcare systems are required by federal law for disease control. If you live in Chicago, New York or Los Angeles of other populate… Read more »
Whats Needs to be Changed with Obama Care: Step 1
So much talk about repealing President Obama’s signature domestic policy but has anyone really proposed valid solutions? Let’s start by looking what is wrong with the current system, besides the out of control rising costs. First of all the Affordable Care Care (ACA) has buried in it coverage that most Americans don’t need or simply… Read more »
Obamacare Whats Next?
The well thought out plan to institutionalize The Affordable Care Act (ACA) aka. Obamacare had made it virtually impossible to repeal. As Congress and the incoming administration figure a way to replace President Obama’s signature domestic policy Americans are seeing their medical insurance premiums skyrocket like they never have before. Not only are premiums skyrocketing… Read more »
Part 2 of my answer to a client
My client states he sees my Red Hat I appreciate your response I think a better analogy would be I have a “blue dog” then a red hat. I am personally in favor for everybody to have health care closer to the Democrats talking expanded Medicare for everybody. I would like to see everybody qualify… Read more »