Accidental death & dismemberment is one of life’s most unfortunate surprises, and you need to do everything in your power to protect your loved ones from the worst case scenario in Chicago. Just like you purchase insurance to protect your investment in your home in the event of a fire or natural disaster, you can (and should) also protect the futures of your loved ones with accidental death & dismemberment insurance in Chicago.
What is Accidental Death & Dismemberment?
Accidents are just a part of life, and sometimes car accidents, work related accidents, and other unfortunate events can cause individuals irreparable damage such as the loss of limbs, impaired hearing, and even the loss of eyesight. In addition, there are many cases of unforeseen health complications such as respiratory or heart failure. Sometimes these accidents even result in fatalities.
Common Causes of Accidental Death & Dismemberment in Chicago
One of the more common causes of accidental death & dismemberment is traffic related fatalities. Traffic accidents are one of the leading causes of injuries in the United States. Though the risk is small, we all expose ourselves to some amount of risk every time we start our cars. In addition to auto accidents, there are many other causes.
Other types of accidents include:
- Harsh exposure to weather conditions
- Heavy equipment and machining accidents
However, not every cause of accidental death is easily definable. Sadly enough, there have been many cases of people simply disappearing. For example, though not common, it is not unheard of for planes to crash and ships to sink without a trace of what happened. In these cases, you can still be awarded financial compensation due to the presumption of death if the deceased was not found within a year of disappearance.
How Could Accidental Death & Dismemberment Affect My Loved Ones?
Despite the obvious consequences of emotional trauma and stress to the injured or deceased’s loved ones, there are many additional financial stressors as well. Dealing with the loss of a loved one or their inability to work is extremely challenging on its own no matter who you are, but consider what would happen if your family lost its sole breadwinner or primary source of income. Not only would your loved ones need to cope with finding a reliable income in an extremely short amount of time, but they would have to do so during an emotional upheaval. Though it would be difficult to find work to pay your rent or mortgage, put food on the table, and provide for your basic needs, you would also need to find a way to pay for funeral expenses or even healthcare expenses.
Protecting the Future of Your Loved Ones in Chicago
You simply can’t anticipate every curveball that life throws at you, but fate favors the prepared. To protect the future of your loved ones in Chicago, it is in your best interest to seek accidental death & dismemberment insurance from a reputable insurance provider.