No wait Life Insurance Accidental Death and Dismemberment Insurance 24 hour coverage and policy issued with 24 hours with no medical exams
Benefits Coverage
-
Accidental Death
– pays the Principal Sum Benefits to the designated Beneficiary in the event of death due to accidental bodily injury, or exposure to weather as a result of an accident or disappearance or the sinking of a conveyance on which the insured was a passenger and the body is not found within 365 days of the accident.
-
Accidental Death and Dismemberment
– includes the loss of use of both hands or feet, or one hand and one foot, or the loss of sight of both eyes. The Principal Sum Benefit t is paid for these losses. One half the Principal Sum amount will be paid in the event of the loss of sight of one eye, the loss of use of one hand or one foot, the hearing of both ears or the ability to speak.
-
Accidental Death and Dismemberment and Sudden Cardiac Arrest
– this is coverage pays the full benefit if an insured person dies within 72 hours of a sudden cardiac arrest.
Accidental Death. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100% of the Sum Insured
Accidental Dismemberment
- Loss or loss of use of two limbs . . . . . . . . . . . . . . . . . . . . . . . . . 100% of Sum Insured
- Loss of sight of both eyes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100% of Sum Insured
- Loss or loss of use of one limb . . . . . . . . . . . . . . . . . . . . . . . . . 50% of Sum Insured
- Loss of hearing of both ears . . . . . . . . . . . . . . . . . . . . . . . . . . . 50% of Sum Insured
- Loss of speech . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 50% of Sum Insured
- Sudden Cardiac Arrest . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100% of Sum Insured
Benefits are payable in addition to any other plan.
- Benefits are payable for loss caused by exposure to the weather or in a conveyance that results in disappearance or sinking and the body is not found within 365 days of the accident. Benefits will be paid on the basis of presumption of death.
- Benefits may be taken in a single lump sum or in equal annual installments.
- Covers accidental bodily injury sustained while the Certificate is in force and which results in loss within 365 days of the date of the accident.
- War or acts of war and/or terrorism may be covered under this plan by applying for such and paying the additional premium
***Exclusions apply please check policy for certain policy limitations.
