In the recent past, the healthcare field has undergone a lot of drastic changes due to the ACA (Affordable Care Act). Despite these changes, one thing remains abundantly clear: we need to protect our physical and financial futures with health insurance. After we experience an injury, sickness, or disease, we need to be focused solely on recovery. However, financial woes and costly medical bills can overburden an individual and cause extra stress and anxiety – limiting the effectiveness of the healing process. Individual & family health insurance policies are a great way to make sure you and your loved ones stay protected, but you need to know their advantages before making an informed decision.


How Do You Get Individual & Family Health Insurance in Chicago?

Individual & family health insurance is purchased by an individual – not an employer. The plan is facilitated with a licensed insurance agent and there are multiple plans to choose from. Because there are different plans, you can pick the one that best fits your unique situation and will allow you to keep your same doctor, maintain the plan as long as you see fit, and save money.


The Benefits of Individual & Family Health Insurance in Chicago

Because so much has changed in the recent past regarding healthcare, the benefits of individual & family health have also changed a bit. Today, there are many benefits to individual & family health insurance when compared with insurance policies that are provided by your employer. One of the great advantages is that you are given some amount of control over your plan. Since you are paying for it personally as opposed to an employer providing the insurance, you will be able to keep your insurance even if you change jobs and find a new employer.

In addition, there are no requirements that force you to go to a specific healthcare provider. In the past, some insurance policies were only valid at a rare few healthcare institutions – severely limiting the choices that people had for healthcare options. However with individual & family health insurance plans, you have the flexibility to choose the doctor you want to work with.

Also, you have the ability to fine-tune the coverage that’s right for you and your family. Instead of being locked into a one-size-fits-all plan, you are granted some flexibility. You have the option with Individual & family health insurance to customize your plan with co-pays, co-insurance, deductibles, and more.

Lastly, it has become much more affordable for individuals and families to provide for their own health insurance. Though in some cases it does cost more than it did in the past, on average it costs significantly less.


Seeking Individual & Family Health Insurance in Chicago

If you live in Palatine, Arlington Heights, Mt. Prospect, Schaumburg, or the greater Chicago area, contact Benefits Age for help finding the individual & family insurance plan that’s right for you.



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