Does your company employ less than 100 workers?

ObamaCare News: Small Businesses Get Delay in Providing Coverage

Are you aware that the Obama administration has delayed one of the key requirements in the new health care law?

History was made this year as the Affordable Care Act, better known as ObamaCare, went into effect. Now, for the first time in America’s history, every citizen has health care available to them.

However, this health care law has caused controversy and today is no different. To those employers with less than 100 employees, you are in luck.

ObamaCare News for Small Businesses

According to Bloomberg Politics, all employers with less than 100 employees do not have to provide health insurance for their employees until 2016. This means that employers will have more latitude when it comes to the $3,000 per employee fine if they are not compliant with the health care law.

For Employers Good News Comes With Some Stipulations

  • Employers with less than 100 employees have to certify to the government that they haven’t fired any employees to make to the cut.
  • Employers must also certify that they haven’t dropped any health plans that they have already offered.

Obama Administration Under More Fire

With elections coming up this fall, the Obama administration and the democrats are under more fire after the delay. Republicans are now calling out the democrats for looking after businesses and neglecting the individual American.

The individual American is required to have health insurance by March 31st, 2014 or they will face a fine.

What About the Employees?

What happens to the employees that were expecting health insurance from an employer and now no longer are being offered health insurance? What happens to these employees and their families?

The “Short Coverage Gap”

These employees are still required to obtain a health insurance plan by March 31st, 2014. According to, the March 31st date is important because you can still avoid paying the imposed tax fine if you are covered by this date, it’s called the “Short Coverage Gap” exemption.

Open Enrollment Ends March 31st

That isn’t the only benefit of signing up for health insurance by March 31st, 2014. Open enrollment ends on that date as well. That means that unless you are covered by then, you will not be able to get covered until the next open enrollment – November 2014.


Right now is the perfect time to get health insurance and you do not have to navigate the waters of health insurance alone. At Benefits Age, we work hard to provide our customers with the best plans for their families.

If you need help in navigating through health insurance plans, give our office a call. We would love to assist you.

847-397-5300 or toll free 800-317-0181, ext. #306

Your Turn

What do you think about the Obama administration allowing the delay for businesses to provide their employees with health insurance? Please let us know your thoughts in the comment section below

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