With the legalization and decriminalization of marijuana over the years, a huge societal attitude and those within the insurance industry have indeed changed. One of the key differences, however, is how life insurance companies view marijuana users compared to non-users. These, therefore, are important differences for actual and prospective policyholders who are currently engaging in… Read more »
Posts Categorized: Accidental death and dismemberment
Life insurance Term vs. Permanent
The understanding of the difference between term and permanent life insurance can set you in place to know your financial goals and needs before making any choice. Both are reviewed below. Term Life Insurance – Definition: Term life insurance pays a death benefit only if you die during the time, or term, of the policy,… Read more »
Travel insurance Pro’s and Con’s
Travel insurance becomes part of the trip’s preparation, bringing calmness and financial security in unforeseen cases. Below, there is a list of the main advantages and disadvantages to buy travel insurance: Pros 1. Medical Coverage: This provides for the medical costs that will be incurred abroad, which is very essential since most of the insurance… Read more »
Medical Insurance Bites The Dust
As the old story goes “as Rome burned Negro fiddled” so what has been done to fix the Affordable Care Act (ACA) aka Obamacare. Nothing. Well President Trump ended a long and costly court battle that the Obama administration started by subsidizing insurance programs through executive order. Federal courts had already ruled that the order… Read more »
Marijuana Smokers Are Being Approved for Life Insurance
I had written an article a while back about Marijuana smokers life insurance and the issue is becoming more and more popular. Several years ago pot smokers couldn’t secure life insurance because they were considered a major risk. It use to be that insurance companies were conservative, today however more and more life insurance companies… Read more »
Travel Insurance
Are you traveling outside the USA and want to make certain you have coverage in case of a medical emergency? Check out our easy to enroll online coverage Hospital Expenses: All medically necessary expenses while hospitalized. Physician Services: All medically necessary expenses for treatment. Skilled Nursing Facilities: All medically necessary expenses if confinement begins following a… Read more »
The Top 5 Causes of Accidental Death
Accidental death and dismemberment is no laughing matter, and it happens all too often in the United States. Sadly enough, many of these accidents, deaths, and injuries could not have been predicted. While some deaths in the US can be attributed to hazardous environmental conditions, there are many others that don’t provide something to… Read more »