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The understanding of the difference between term and permanent life insurance can set you in place to know your financial goals and needs before making any choice. Both are reviewed below. Term Life Insurance –  Definition:   Term life insurance pays a death be...   Read more ...  

Travel insurance becomes part of the trip’s preparation, bringing calmness and financial security in unforeseen cases. Below, there is a list of the main advantages and disadvantages to buy travel insurance: Pros 1. Medical Coverage: This provides for the medical ...   Read more ...  

As Medicare recipients, we spend most of our time feeling confused. Confused while on the phone with Medicare, confused when submitted claims take forever to process, and confused when the whole system seems to have racked up a hefty chunk of change on your behalf. For ...   Read more ...  

Whether you like President Trump or not, you have to give him credit for moving things forward. The man does have guts and does not bow down to political pressure from corporate lobbyists and other special interest groups. Unbelievable the pace of the current Administra...   Read more ...  

I have been in the group medical insurance business for over 25 years. I have seen dozens of companies come and go throughout my career. I have seen rates go up and have seen rates go down, plans change and employer groups move to different insurance companies sometime...   Read more ...  

As the old story goes “as Rome burned Nero fiddled” so what has been done to fix the Affordable Care Act (ACA) aka Obamacare. Nothing. Well President Trump ended a long and costly court battle that the Obama administration started by subsidizing insurance pr...   Read more ...