Travel insurance Pro’s and Con’s

Posted by & filed under Accidental death and dismemberment, Employee Benefits Specialists, Individual & Family Health Insurance, Individual & Family Insurance, Travel insurance.

Travel insurance becomes part of the trip’s preparation, bringing calmness and financial security in unforeseen cases. Below, there is a list of the main advantages and disadvantages to buy travel insurance: Pros 1. Medical Coverage: This provides for the medical costs that will be incurred abroad, which is very essential since most of the insurance… Read more »

Affordable Care Act Healthcare System

Posted by & filed under Continue reading, Employee Benefits Specialists, Individual & Family Health Insurance, Individual & Family Insurance, Obamacare.

First of all I have to say that this Blog was inspired by Brigid Sweeney from Crain’s Chicago entitled ” More Hospitals are getting stiffed on patients bills” I have to admit the headline grabbed me immediately. So the Affordable Care Act (ACA) that many thought was affordable, has a new twist to it.  Not… Read more »

Medicaid Is Healthcare Not Medical Insurance

Posted by & filed under Employee Benefits Specialists, Individual & Family Health Insurance, Individual & Family Insurance, Obamacare.

Medicaid is the state healthcare program for residents that cannot afford to purchase health insurance. Medicare is a federally run program healthcare program that workers pay into for sometimes over 50 years. Medical (Health) insurance is a privately purchased program that funds healthcare and is very expensive. Medicare is not an entitlement program but Medicaid is…. Read more »