Marijuana Smokers Are Being Approved for Life Insurance

Posted by & filed under Accidental death and dismemberment, Life insurance, life insurance for marijuana smokers.

I had written an article a while back about Marijuana smokers life insurance and the issue is becoming more and more popular. Several years ago pot smokers couldn’t secure life insurance because they were considered a major risk. It use to be that  insurance companies were  conservative, today however more and more life insurance companies… Read more »

Medicare, Medicaid and the Public Health Care System

Posted by & filed under Uncategorized.

As the battle-lines are now being draw,  Democrats VS Republicans the political posturing is unbelievable. Depending on what report you believe there are 20 million or 8 million people benefiting from the Obamacare. Reports claim that 12 million are getting health insurance from Medicaid expansion. Is Medicaid really an insurance program though?  Unlike Medicare, Medicaid… Read more »

Obamacare What needs to change Step 2

Posted by & filed under Individual & Family Health Insurance, Individual & Family Insurance, Obamacare, Uncategorized.

The next thing that needs to change is very simple, expand the public health care system in the major metropolitan areas. All major cities/counties in the US have public healthcare system. Public Healthcare systems are required by federal law for disease control. If you live in Chicago, New York or Los Angeles of other populate… Read more »

Whats Needs to be Changed with Obama Care: Step 1

Posted by & filed under Uncategorized.

So much talk about repealing President Obama’s signature domestic policy but has anyone really proposed valid solutions?  Let’s start by looking what is wrong with the current system, besides the out of control rising costs. First of all the Affordable Care Care (ACA) has buried in it coverage that most Americans don’t need or simply… Read more »

Obamacare Whats Next?

Posted by & filed under Continue reading, Employee Benefits Specialists, Individual & Family Health Insurance, Individual & Family Insurance, Uncategorized.

The well thought out plan to institutionalize The Affordable Care Act (ACA) aka. Obamacare had made it virtually impossible to repeal. As Congress and the incoming administration figure a way to replace President Obama’s signature domestic policy Americans are seeing their medical insurance premiums skyrocket like they never have before. Not only are premiums skyrocketing… Read more »

Travel Insurance

Posted by & filed under Accidental death and dismemberment, Employee Benefits Specialists, Individual & Family Health Insurance.

Are you traveling outside the USA and want to make certain you have coverage in case of a medical emergency? Check out our easy to enroll online coverage  Hospital Expenses: All medically necessary expenses while hospitalized. Physician Services: All medically necessary expenses for treatment. Skilled Nursing Facilities: All medically necessary expenses if confinement begins following a… Read more »

Part 2 of my answer to a client

Posted by & filed under Uncategorized.

My client states he sees my Red Hat I appreciate your response I think a better analogy would be I have a “blue dog” then a red hat. I am personally in favor for everybody to have health care closer to the Democrats talking expanded Medicare for everybody. I would like to see everybody qualify… Read more »

The End of Obamacare?

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It really doesn’t matter who the next President is. The fact is that the Affordable Care Act will have to go under some major overhaul. The costs are skyrocketing more then they have in the past. Patients access to medical providers have been restricted. Insurance companies have responded to Obamacare by either pulling out of… Read more »