More and more Americans are opting for individual & family health insurance plans these days, but it isn’t always easy knowing which plan fits your situation the best. There are a myriad of other insurance options such as HSAs and high deductible insurance that can make the process seem challenging. If you feel that… Read more »
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Understanding the Affordable Care Act
As every tax-paying American knows, the healthcare industry was turned upside down when Obama implemented a completely new system. Though many people like to refer to the change as Obama-care, its true name is the Patient Protection and Affordable Care Act (PPACA) that was signed by President Obama in March of 2010. And it completely… Read more »
The Most Common Questions about HSA’s
Health Savings Accounts (HSA’s) are a fantastic financial tool that can be used to protect you from surprising health problems. After an individual has suffered an injury or develops a disease, the last thing they want to worry about is how they’re going to pay for treatment. But far too many people don’t take… Read more »
Individual & Family Insurance Benefits vs Employers’ Plans
Because the United States is ranked low on the list of healthcare systems around the world, it makes a lot of sense to invest in individual & family insurance. No one can accurately predict when they will need healthcare, life insurance, or other types of protection for unforeseeable life surprises. Though you may think… Read more »
The Top 5 Causes of Accidental Death
Accidental death and dismemberment is no laughing matter, and it happens all too often in the United States. Sadly enough, many of these accidents, deaths, and injuries could not have been predicted. While some deaths in the US can be attributed to hazardous environmental conditions, there are many others that don’t provide something to… Read more »
Why You Need to Invest in an HSA
As every American knows, healthcare in the United States isn’t as perfect as we would like it to be. Though many Americans sleep well every night because they think their futures are secured, they are often shocked when they discover that they need to pay money out of their own pockets when they suffer… Read more »
Why Your Company Desperately Needs an Employee Benefits Specialist
Employee benefits specialists are becoming increasingly crucial for modern businesses. Essentially, it is their job to find the absolute best benefits for employees that simultaneously meet the budget of the organization. This doesn’t mean they simply look for the cheapest or most expensive employee benefits; rather, it is their job to find the package… Read more »
The Truth about Retirement and Health Savings Accounts
Every American would like to think that after a long career of working for a company or years and years of hard work that they can become financially free. After all, they don’t call them your golden years for nothing. However, health savings accounts aren’t only for retirees, and if you think that you should… Read more »
The Pros and Cons of Accidental Death and Dismemberment Insurance
Many people have a lot of misgivings about investing in accidental death and dismemberment insurance. The fact of the matter is that if you work in any kind of industry that, in part, relies upon your physical skills and abilities, you need this type of insurance to protect your loved ones. Instead of leaving the… Read more »
Seeking an Employee Benefits Specialist in Chicago
Owning and running a business takes a lot of hard work, but most people fail to realize that there is a lot more to running a business than selling products or services and keeping your customers happy. Once you introduce employees into the equation, you will quickly find that you have a lot of… Read more »