Owning and running a business takes a lot of hard work, but most people fail to realize that there is a lot more to running a business than selling products or services and keeping your customers happy. Once you introduce employees into the equation, you will quickly find that you have a lot of… Read more »
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Life Insurance for Accidental Death & Dismemberment in Chicago
Accidental death & dismemberment is one of life’s most unfortunate surprises, and you need to do everything in your power to protect your loved ones from the worst case scenario in Chicago. Just like you purchase insurance to protect your investment in your home in the event of a fire or natural disaster, you can… Read more »
Individual & Family Health Insurance in Chicago
In the recent past, the healthcare field has undergone a lot of drastic changes due to the ACA (Affordable Care Act). Despite these changes, one thing remains abundantly clear: we need to protect our physical and financial futures with health insurance. After we experience an injury, sickness, or disease, we need to be focused… Read more »
Should You Invest in a Health Savings Account in Chicago?
Health Savings Accounts, or HSAs for short, provide massive benefits to the residents of Chicago. They are very similar to other types of personal savings accounts that you can open with your favorite bank – but there is one important difference. The savings are used as a means to pay for healthcare expenses should… Read more »
How Long Can My Child Stay on My Health Plan?
How long your child can stay on your health plan depends on whether or not you want to pay for it. Although many states have already made coverage available for adult children to the age 26, in what has been referred to as the “couch potato law”, the Affordable Care Act (ACA) aka Obama Care… Read more »
The Evolving Role of the Benefit Insurance Broker
Will you be paying a broker? When you hear the word insurance broker, what is the first thing you think of? Most people will say “someone that represents an insurance company.” In reality, an insurance broker’s fiduciary is to the client they serve. Insurance agents represent insurance companies and brokers represent their clients. Insurance companies… Read more »
ObamaCare Facts You Need to Know
Are you thinking about purchasing a health insurance plan? Still wondering what this whole ObamaCare thing is all about? With only days to go until the March 31st deadline, many Americans are still trying to decide if purchasing a health insurance plan is a smart idea for them. Today, I would like to take some… Read more »
3 Questions to Ask Yourself Before Purchasing Health Insurance
Are you thinking about purchasing health insurance before the end of the month? Are you thinking about purchasing health insurance before the end of the month? Have you been wondering, where do I even start looking for health insurance? There is only 1 week left until open enrollment closes and doesn’t reopen again until November… Read more »
Can Marijuana Smokers Get Life Insurance?
Have you been denied life insurance because of your medical marijuana smoking? The world is changing and the legislation marijuana has proven that cliché to be truer than ever. More and more Americans are using marijuana medical and recreational purposes. 20 states have already legalized the use of medical marijuana and two states have passed… Read more »
Last Minute ObamaCare Frequently Asked Questions and Answers
What if I don’t buy health insurance this year? What is health care reform anyway? Open enrollment is coming to an end this month. That means there are only a limited number of days to go for the American people to purchase their health insurance. Still a Lot of Questions We are finding that many… Read more »